Shape 13 and you may Shape 14 instruct this new geography regarding home improvement mortgage quantity on the Cuyahoga County to own originated money

Way more studies is needed to learn if specific financing institutions is actually involved with redlining or other discriminatory means. Other factors will be structuring these effects. That being said, so it study does highly recommend competition is actually to try out a significant role inside do-it-yourself application for the loan outcomes at the census system levelbined with during the last post, our very own findings demonstrate that Black home improvement loan applicants was declined from the almost double the rate since the light applicants, and you will home improvement financing originations try focused during the light, affluent teams. Read the rest of this entry »