We investigated different need-upwards pricing off home loans from inside the circumstances in which finance companies offered various other interest levels

I Hub to possess Providers Math and you can Informatics, North-Western College or university, Potchefstroom, Southern Africa II Design Chance, First National Bank, Johannesburg, Southern Africa III Model Exposure, Absa, Johannesburg, Southern area Africa IV Agency away from Choice Sciences and you can Information Management, KU Leuven College, Leuven, Belgium

We employed some other regression designs in order to expect get-right up cost, and you can forest-depending ensemble designs (bagging and boosting) was in fact found so you can outperform logistic regression habits for the a-south African mortgage analysis set

If the a lender can increase their take-up pricing, it may possibly boost their share of the market. Read the rest of this entry »