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I never recommend this to anyone that doesnt have the heart and desire to play games. I played the 12 months interest free game. Every major purchase I did would always be 12 months interest free, double points for the first 3 months ect ect. As long as I got 6 to 12 months interest free I applied for the card. Keep in mind this was when the economy was good. I did this when I redid my garage floor, attic insulation, parts for my firebird, you name it I did it. Whenever I had a big project I would apply for a new card and charge everything more or less at once on that ONE card and then put it aside and never use it again. To make the numbers each lets say insulating my attic was about $1200 (believe it or not it was close to that). I got a credit card for 12 months interest free and paid the credit card 100 bucks a month. By the time the interest was to kick in the card was paid off. I put the money in the bank (once again interest rates were good at the time) so I made a couple bucks each month in the bank. Figure I did this for YEARS and now have about 10 credit cards. My total credit available is about 60K. My credit score is about 775. What I did was/is not for everyone! To date I can no longer do what I USED to be able to do because of shitty job history and the economy. The last time I applied for a credit card I was denied due to the fact that I had “too many revolving accounts.” Keep in mind that if I canceled these cards my credit score WOULD take a hit. So now I use these cards once a year just to keep them active. In a perfect world when my health is better and I can maintain a good paying job I can go to the bank and say that I have good credit, a good amount saved for a down deposit for a house and in theory buying a house should be somewhat easier as far as credit goes. I refuse to let someone co-sign on the dotted line for anything for me just due to prior experiences of people breaking out the score cards later on in life (remember when I did this for you ect ect.)
For all you dudes which need to acquire a house or funds things.. hope so you can jesus you have good credit. I think particular dudes that believe that playing cards worst you need observe the big picture. Because *you* privately were able to spend bucks getting everything doesnt indicate it will work for every person. Despite the things i authored above We Too (at one time) paid down dollars to possess what you. I won’t go into the factors right here nevertheless exercised and to some extent. The one disadvantage to that was I can Never apply for credit cards.. you are going to never ever get that loan. Forget to invest in property except if We robbed a lender.
In conclusion for the past ten years I want to provides energized throughout the 100K value of content. Ive racked up a huge amount of reward points ect ect. There are times when We shell out bucks to have content however, you to mode I am in search of a discount. I understand theres men into the here that have checked good car or truck and the guy desires 3K for this therefore initiate the fresh new negotiations and you may push pertains to push therefore the wad of money arrives! Gotta love it!
